More and more individuals and families are finding it increasingly difficult to make their mortgage payments. The most unfortunate thing is that many do not realize that they do not have to lose their homes. In many cases, there are programs available that can help homeowners get back on track and save their homes.
If you are worried about missing a mortgage payment or have already missed a mortgage payment, now is the time to take the first step to prevent the loss of your home. The easiest way to do that is by educating yourself on what options are available to you and your family.
The City of Chino has assembled the following list of resources to assist homeowners in finding the help that they may need to avoid foreclosure:
Avoiding Foreclosure – Freddie Mac
Keep Your Home California Program – California Housing Finance Agency www.keepyourhomecalifornia.com
Neighborhood Partnership Housing Services Foreclosure Prevention Counseling www.nphscounseling.org
Making Home Affordable Program – U.S. Department of Housing and Urban Development
Avoiding Mortgage Fraud (Loan Modification and Short Sale Scams) – Freddie Mac
Avoiding Predatory Lending – California Department of Real Estate www.dre.ca.gov/mlb_predatory.html